Tuesday, 18 June 2024

Understanding the 5 Card Blackjack Rule: A Complete Guide

04 Sep 2023

5 card blackjack rule

If you’re a blackjack fan, you may have heard of the 5 card blackjack rule. This rule can impact your gameplay and potentially improve your chances of winning, so it’s worth understanding. This article’ll provide a comprehensive guide on the 5 card blackjack rule and how it works in the game.

Key Takeaways:

  • The 5 card blackjack rule allows players to win the game if they have five cards in their hand without busting.
  • The 5 card rule is not standard in blackjack and varies between game variations.
  • Understanding the 5 card blackjack rule can help you make strategic decisions when playing the game.

How to Play 5 Card Blackjack

If you’re familiar with traditional blackjack, 5-card blackjack should be relatively easy to pick up. The game follows many of the same basic rules and gameplay mechanics, with a few key differences giving it its unique flavor. Here’s how to get started playing 5 card blackjack:

The Setup

Before the start of each hand, players are required to place their bets. Once all bets are placed, the dealer will give each player two cards, including themselves. In 5 card blackjack, players are also dealt an additional three cards face down.

The Gameplay

Once all cards have been dealt, players must decide whether to hit or stand. If a player chooses to hit, they will receive an additional card from the dealer. If they choose to stand, they will keep their current hand and not receive any additional cards.

In 5 card blackjack, the objective is to get a hand closer to 21 than the dealer’s, without going over 21. The additional three cards that are dealt face down are known as the “hole” cards and can be used to improve a player’s hand if they choose to hit.

The 5 Card Rule

In traditional blackjack, players are only dealt two cards initially and must then decide whether to hit or stand based on the value of their hand. In 5 card blackjack, however, players are dealt an additional three cards, giving them more opportunities to improve their hand.

One key rule in 5 card blackjack is that if a player gets a hand of five cards without going over 21, they automatically win the hand. This rule provides an additional layer of excitement to the game, as players have the potential to win even if they don’t have the best hand.

Winning and Losing

As with traditional blackjack, the player with the hand closest to 21 without going over is the hand’s winner. If a player goes over 21, they automatically lose the hand. If the dealer busts (goes over 21), all remaining players win the hand.

That’s all there is to it! By following these basic rules and gameplay mechanics, you’ll be well on your way to enjoying 5 card blackjack. Good luck!

5 Card Blackjack Strategy and Tips

Playing 5 card blackjack requires a solid strategy. Here are some tips to help you improve your gameplay:

  1. Stick to the basic strategy: The basic strategy for blackjack can be applied to 5 card blackjack as well. It involves making decisions based on the dealer’s face-up card and the value of your hand. Stick to this strategy to maximize your chances of winning.
  2. Don’t be afraid to hit: In 5 card blackjack, you have a higher chance of getting a winning hand by taking another card. Don’t be afraid to hit if you have a low-value hand. However, be mindful of the possibility of busting.
  3. Pay attention to the dealer’s hand: Keep an eye on the dealer’s face-up card and use it to make decisions about your own hand. Standing on a lower-hand value may be advantageous if the dealer has a weak card, such as a 2 through 6.
  4. Manage your bankroll: It’s important to set a budget and stick to it when playing 5 card blackjack. Determine how much you can afford to lose and don’t exceed that amount. This will help you avoid making impulsive decisions and playing with a clear head.

Following these tips and strategies can improve your chances of winning big in 5 card blackjack. Remember to stay focused and disciplined, and always monitor your bankroll.

Understanding the Odds of 5 Card Blackjack

When playing 5 card blackjack, understanding the odds of achieving certain hands is crucial for making informed decisions and increasing your chances of winning. Below, we break down the probabilities associated with each hand:

Hand Odds of Achieving
5-Card Charlie Virtually impossible
Straight Flush 1 in 72,193
Four-of-a-Kind 1 in 4,164
Full House 1 in 694
Flush 1 in 508
Straight 1 in 255
Three-of-a-kind 1 in 47
Two Pairs 1 in 21
One Pair 1 in 3.4
High Card Depends on the cards in your hand

As you can see, achieving a 5-card Charlie is virtually impossible, making it one of the game’s rarest but most sought-after hands. A straight flush and four-of-a-kind are also highly unlikely to achieve but still offer a substantial payout if they do come up.

On the other hand, hands like high cards and one pair have much higher odds of occurring but offer smaller payouts. It’s important to weigh the potential payout against the likelihood of achieving a certain hand to make the best decision for each round of play.

Remember that probability calculations are based on an infinite number of hypothetical hands, and results may vary in the short term based on the luck of the draw. However, understanding the odds can give you a general idea of what to expect and help you make informed decisions at the table.

Exploring Variations of 5 Card Blackjack

While 5 card blackjack may be a lesser-known variant of the classic casino game, there are still a few different variations that players may come across. Below, we dive into some of the most popular 5 card blackjack versions and their unique rules.

Buster Blackjack

Buster Blackjack is an exciting twist on the traditional game, where players can bet on the dealer “busting” (going over 21). In this variation, if the dealer busts with 8 or more cards, players who had made the side bet win even if their own hand is a bust.

Double Attack Blackjack

Double Attack Blackjack is a modification that allows players to double their initial wager after seeing the dealer’s up card. In this version, the dealer’s second card is dealt face down, so players must rely on their intuition and strategic thinking to make the best decisions.

Spanish 21

Spanish 21 uses a deck of 48 cards (stripped of the 10s). This results in more favorable odds for the dealer, but there are bonus payouts for various hands. Additionally, players can “double down rescue” – or reclaim – a double down bet that would have otherwise been losing if their hand value is lower than the dealer’s.

Ultimately, variant games like these can be more challenging, thrilling, and rewarding. For those who enjoy trying out new variations, 5 card blackjack can provide excitement and entertainment in different forms.

Avoid Missteps: The Worst Cards to Split in Blackjack


Playing 5 card blackjack can be a thrilling and rewarding experience, especially when you know the best strategies for maximizing your chances of winning. Whether you are a seasoned player or a beginner, understanding the rules and the odds is crucial for success.

Remember that the best 5 card blackjack strategy is to play with your head, not your heart. Stay focused on the game, manage your hand wisely, and never take unnecessary risks. Doing so can increase your chances of achieving a winning hand and taking home some extra cash.

Final Thoughts on Winning at 5 Card Blackjack

While there is no surefire way to win at 5 card blackjack, certain strategies and tips can help you improve your gameplay and increase your chances of success. Some of the best 5 card blackjack strategies include:

  • Knowing when to hit or stand: Understanding when to draw more cards and when to stick with your existing hand is essential for reaching a winning total.
  • Be mindful of the dealer’s upcard: Remember that the dealer’s card can influence your decision-making, so consider it when deciding what moves to make.
  • Using a tried-and-true betting system: There are various betting systems that you can use to manage your bankroll and minimize your risk, such as the Martingale system or the Paroli system.

Ultimately, the key to winning at 5 card blackjack is approaching the game with a clear head, a strategic mindset, and a bit of luck. With the right approach and some practice, you can become a skilled 5 card blackjack player and increase your chances of success.


Q: What is the 5 card blackjack rule?

A: The 5 card blackjack rule states that if a player is dealt five cards without going over 21, they automatically win the hand, regardless of the dealer’s hand.

Q: How is 5 card blackjack played?

A: To play 5 card blackjack, each player is dealt five cards face down. The objective is to have a hand value as close to 21 as possible without going over. Players can choose to hit (receive another card) or stand (keep their current hand). The dealer will also receive five cards, with one card face up. The player with the highest hand value without exceeding 21 wins the hand.

Q: What are some strategies for playing 5 card blackjack?

A: Some strategies for playing 5 card blackjack include knowing when to hit or stand based on your hand value, considering the dealer’s up card, and managing your hand effectively to maximize your chances of winning.

Q: What are the odds of winning at 5 card blackjack?

A: The odds of winning at 5 card blackjack depend on various factors such as the number of decks in play, the specific rules of the game, and the player’s strategy. Understanding and considering the odds associated with different hands and decisions is important to make informed choices.

Q: Are there variations of 5 card blackjack?

A: Yes, there are variations of 5 card blackjack that can be found in different casinos or online platforms such as Fun88. These variations may have additional rules or unique gameplay elements that add excitement and variety to the game.